Create Stunning outdoor Gardens with Expert Care

Open a new SoFi Checking and Savings account by 1/31/26, set up eligible direct deposit within 60 days of opening, and maintain direct deposit for six months. 

Promotion Period: 08/05/2025  – 01/31/2026  

Eligibility: Members who are NEW to SoFi Checking and Savings AND who have not previously enrolled in SoFi Plus as of 8/5/25 are eligible for this promotion

Eligible Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments made by the account holder’s employer, payroll or benefits provider or government agency  every 31 calendar days. Check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, Wise, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts do not constitute Eligible Direct Deposit activity.